At this age of discounts and promotions, there is absolutely no reason to not save money. If you’re young, you should start now. Your parents were right, and so were your more older friends. Saving money will do a lot more than just provide financial security, which by the way, is in itself worth going ahead and putting that cash away somewhere safe.
But there are a whole lot of reasons why you should start saving today. One very important reason is that you will truly understand what money is worth. And saving money takes self control and discipline – two lessons that will go a long way in life in general.
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“But saving money is so difficult.” – Is it though?
Have you considered how much you could save simply by using paytm 100 cashback offers to pay your phone bills, DTH and other bills every month? These are the savings that will take you a long way in building a strong base as far as savings go. Let’s look at some of the most simple tips that will help you save money without sacrificing on your lifestyle.
Online is Good for you
The sheer amount of money an average individual can save by simply shopping online will baffle anyone who doesn’t realize the savings up for grabs. The average online shopper will be able to purchase twice as much of merchandise as someone who goes to physical chain stores. This is because online stores can afford to give that discount to you, mainly due to their lower warehousing costs against malls and exclusive stores. Do as much of your shopping online as possible. You will not regret it.
Avoid Impulse Shopping
Impulsive buying is the biggest mistake you can make while trying to save money. The main reason for impulse buying is not having a shopping list. If you walk into a mall without knowing exactly what you want, chances are you’ll buy a whole lot of stuff that you do not need. This can be dangerous and although online shopping can help, you can buy on impulse online too. The best way to avoid it online is by adding products to your cart and then waiting for a while. If you still think you need the products, go ahead and checkout.
Brands Aren’t Worth It
Brands are too much trouble than they are worth. Mostly because they cost too much. Surely you can buy the brand you really like, but otherwise it is best to stick to the store brands and loose sold products as they are likely to be just as good or even better in some cases. This applies to almost every product including clothes, groceries and most products barring electronics.
Pick the underrated
All that savings you do using the above tips can go in vain if you end up spending that money at a single party. Do not let that happen, but do not cut down on your social life. Pick or urge your friends to pick an underrated or undiscovered place to eat and drink. While this will make sure you don’t end up with a big bill to pay, you are also likely to discover new places than the mainstream hotspots.
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